Most retirement tools were built for US audiences and adapted carelessly for Canada. RetirePlan.ca is built from the ground up for RRSP, TFSA, CPP, OAS, and Canadian tax rules.
Launching on Kickstarter in 2026. Get early access + exclusive launch pricing.
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It's a product pitch. It doesn't tell you how your TFSA fits in, when to start CPP, whether to split income with your spouse, or how OAS clawback affects your withdrawal strategy.
Most Canadians retire on guesswork because real planning tools were built for financial advisors, not for the people actually doing the planning.
RetirePlan.ca gives you a month-by-month picture of your retirement — one you can trust, update as life changes, and bring to your advisor for verification.
RRSP, TFSA, CPP, OAS, FHSA, provincial tax rules. Built in, not bolted on.
Active → Slow-Down → No Travel → Assisted Living. Plan for all of retirement, not just the fun part.
We subtract your current savings contributions from your retirement target. Most calculators don't. That one fix can shave years off your timeline.
The Insights engine tests dozens of variations and surfaces strong candidate paths under your assumptions.
Automatically models pension income splitting to show you potential tax savings.
Flags when your withdrawal strategy pushes you above the OAS recovery tax threshold.
No signup required. These are the same calculators built into RetirePlan.ca — use them to get a feel for the tool before Kickstarter even launches.
We want to build RetirePlan.ca with input from real users, not in a vacuum. Kickstarter backers get early access, direct input on features, and launch-day pricing that won't be available after the campaign.
No. Calculators give you a number. RetirePlan.ca gives you a plan — month by month, through all four stages of retirement, with Canadian tax rules built in. It's the difference between "you need $1.2M" and "here's exactly how to get there and what to do when you arrive."
No. If you know your rough income, savings rate, and target retirement age, you can start. The tool handles the complex math. And when you're done, you can bring the plan to your financial advisor to verify it — instead of starting from scratch.
Yes. No real names, no account numbers, no SIN. The engine works on estimates and ranges. Your data stays yours.
We're building RetirePlan.ca regardless. But Kickstarter backers get pricing and access that won't be available otherwise. Either way, the free calculators stay free.
Get the free checklist + early bird pricing when we go live.
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