Features that make retirement planning simple — and smart
Scenario-driven planning, tax-aware optimizations, and investor-level controls — designed to help you retire with confidence.
Personalized
Tailored scenarios, life-stage allocations, and four sequential retirement stages computed automatically.
Tax-smart
Test OAS/CPP timing, withdrawal order, and tax strategies to maximize after-tax income.
Actionable
Optimizations suggest concrete changes — rebalancing cadence, deposit distributions, and withdrawal plans.
Scenario Builder
Create, clone, and compare scenarios. Adjust retirement start, incomes, goals, and investor settings.
Insights & Optimizations
Run sensitivity tests and automated optimizations — including 4% rule variants, timing of OAS/CPP, and withdrawal order analysis.
Deposit Controls
Distribute deposits to investors and specific accounts, or lock accounts from deposits for finer control.
Rebalancing
Set rebalancing cadence and rules; visualize automatic rebalances and their impact on projections.
Life-stage Asset Allocation
Custom stock/bond/cash ratios per life stage; allocations computed for four sequential retirement stages.
Reports & Export
Download CSV reports, view projection charts, and export scenario comparisons for advisors or tax planners.
Security & Data
Secure data storage, user controls, and audited projection engines — built for privacy and reliability.
Integrations
Import holdings, use market data, and connect via APIs to automate updates and sync accounts.
Pro tip: Use Insights to test different 4% rule settings, OAS/CPP start dates, withdrawal orders, and tax strategies — then apply recommended optimizations with one click.