Protecting Your Privacy

We do not require personally identifying information to use RetirePlan. The app works fine with anonymized or approximated data. If you prefer to obscure your identity, consider some or all of the suggestions below.

Don't enter identifying data

  • Account numbers (bank account, routing, credit card)
  • Full legal name or exact date of birth
  • Bank or broker names (for example: RBC, TD, BigBank)
  • Exact account balances — use rounded numbers or ranges instead

Simple steps to obscure identity

  • Use an alternate email address or an email alias (avoid your primary email).
  • When available, consider an encrypted email or secure alias provider.
  • Use initials or a nickname instead of your full legal name.
  • Round balances (e.g., $10,200 → $10,000) or enter a range instead of exact values.
  • Use Shadow Accounts to model future or alternate accounts without tying them to real accounts.
  • Avoid uploading documents that contain sensitive personal identifiers.

Why this helps

We openly encourage you to round numbers, use nicknames, and skip real account identifiers. That's intentional: data that can't be tied to a real person has no value to advertisers or data brokers — which means we have no incentive to sell it. By inviting you to dirty the data, we remove the reason to misuse it.

Obscuring personal details also reduces your exposure if data were ever compromised. Less identifying information means less risk, regardless of who holds it.

For more detail on how we handle data, see our Privacy Policy and Terms of Service. If you have specific privacy concerns, contact us via the Contact page.